Vol. 5, Issue #5
Honeymoon Destination Information
Our Travel Agent has suggested Travel Insurance for our Honeymoon, but it's over $100 and we're on a very tight budget - is Travel Insurance really necessary, or can we save the money and skip it?
- Kathy C. - Hartsell, CO
Just like car insurance or homeowner's insurance, travel insurance only pays for itself if something "bad" happens, so the question you need to ask yourself is: how much are you willing to lose if something unexpected does happen? I know of one Bride who contracted an inner-ear infection the week before her wedding that left her unable to fly. Fortunately she had travel insurance and was able to reschedule her entire honeymoon to a later date at no additional cost. When you consider that a typical honeymoon costs anywhere from $5,000 to $15,000, a travel insurance premium of $150 to $250 is a small price to pay to have the peace of mind you'll get knowing that if something does happen at least you won't have a total loss. Your Travel Agent is looking after your best interest, so my advice is to get the insurance and then stick a rabbit's foot in your pocket!
Best regards,
Honey
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Carnival Cruise Lines - "Pride"
The Carnival Pride will dazzle you from the moment you enter the magnificent Renaissance Lobby. There's no letdown as you make your way through her 11-story atrium -- crowned with a ruby-red glass ceiling -- to the fun-filled outdoor areas...... (more)
In addition to airfare and hotel be sure to include in your Honeymoon Budget:
- Meals & snacks - and don't forget that in some places food can be much more expensive than at home;
- Beverages - alcoholic & non-alcoholic, and plenty of bottled water;
- Pampering/Spa Treatments - it's your Honeymoon, treat yourself to a relaxing beachside massage!
- Tips - baggage porters, bartenders, waiters, tour bus drivers, etc.
- Car Rental or other local transportation (taxis, buses);
- Sightseeing and activities - many tourist attractions often charge an entrance fee, and sporting activities mean a gear rental fee;
- Gifts & souvenirs - for yourself and family & friends;
- Extra film or batteries for your camera;
Add up all these daily expenses, and then give yourself an extra 10% per day for anything "unexpected" that might come up - better to go home with extra than need it and pay higher ATM fees to get more!
Lastly, be sure to consider an "All-Inclusive" resort for your Honeymoon - that way almost all of the costs are already included (with some exceptions, including Spa treatments and souvenir shopping), which makes your budgeting process easier and ultimately will help you save money on your Honeymoon.
For a helpful and printable worksheet visit our Honeymoon Budget page and click on the "Printable Honeymoon Budget" link at the bottom of the article.
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